联邦学生资助
- FAFSA在 10月1日 每年. 请访问 studentaid.政府 ，并确保NMT的校规(002654添加)。. We strongly encourage students to have the FAFSA on file and all unsatisfied 要求在Banweb完成 3月1日 以便在有限的资助项目中得到考虑
- 学生 who have not yet been admitted can still complete the FAFSA; however, please note that an award cannot be made until the student has been admitted
- Once the FAFSA has been completed, NMT 金融援助 will review the student's information 以确定是否需要任何其他文件. 我们通常会开始发电子邮件 students in mid-to-late November regarding unsatisfied requirements. 如果学生 has unsatisfied requirements, it is recommended to submit items as soon as possible
- NMT 金融援助 will begin making awards around mid-June; students will receive 一旦奖项准备好在Banweb中查看，就会发送电子邮件通知.
- 如果学生 wishes to utilize Federal Direct Student Loans, and is a first-time loan borrower, Loan Entrance Counseling and a Master Promissory Note must also be 在完成 studentaid.政府 在资金可以支付之前
- 学生 who wish to apply for federal student aid must complete a new FAFSA each 学年
- 令人满意的学业进展 must be maintained by each student in order to maintain eligibility for any financial 援助计划(助学金、勤工俭学、贷款).
联邦和州补助金
| 格兰特 | 的最后期限 | 笔记 |
|---|---|---|
| 联邦佩尔助学金 | 没有一个 |
的 Pell Grant is a need-based federal 不需要偿还的补助金. 学生 必须每年完成FAFSA以确定资格. 数量可能会有所不同 每年. 的 amount a student is awarded depends on: Expected Family Contribution (EFC) from the FAFSA, cost of attendance (varies at each school), enrollment status, and whether or not the student plans to attend for the full 学年. 有关佩尔助学金的详细信息可在以下网站找到: |
| 联邦补充教育机会补助金(FSEOG) | 2024年3月1日 |
的 联邦补充教育机会补助金(FSEOG) is a need-based federal 不需要偿还的补助金. This is a limited funding program; it is strongly recommended that students complete the FAFSA as soon after 10月1日 as possible, but no later than the priority 截止日期(3月1日)，以便被考虑. 的 student must be eligible for the Pell Grant; beyond that, students who have exceptional need and who have the FAFSA and all other required documents (if applicable) on file 在3月1日之前，将被考虑申请这项资助. 有关FSEOG的详细资料，请参阅: |
| 新墨西哥州激励补助金 | 2024年3月1日 |
的 新墨西哥州激励补助金 is a need-based state grant that does not need to be 偿还. This is a limited funding program; it is strongly recommended that students complete the FAFSA as soon after 10月1日 as possible, but no later than the priority 截止日期(3月1日)，以便被考虑. 学生必须符合资格 Pell Grant and be a NM resident; beyond that, students who have exceptional need and who have the FAFSA and all other required documents (if applicable) on file by March 第1名将被考虑获得这项资助. Detailed information regarding the NM Incentive Grant can be found at: |
勤工助学
的 federal and state work-study programs provide funding for part-time jobs for undergraduate and graduate students with financial need (a small amount of state work-study is also available for students who do not demonstrate financial need), allowing them to earn 帮助支付教育费用的钱. 勤工俭学不同于其他经济方式 aid; it will never pay directly to a student's account. 相反，学生将得到 每隔一周支付他们工作时间的工资. 学生必须完成FAFSA 在优先截止日期之前 (3月1日) 为了能考虑勤工俭学. 勤工俭学是一个资金有限的项目; 资金将以先到先得的方式发放.
If a student has work-study as part of their award and would like to utilize it, the 应完成以下步骤:
- 在Banweb获得勤工俭学奖
- 通过就业服务网站在校园找工作 握手 portal or by contacting a department directly to see if they are hiring
- Once hired for a position, the student will need to come to the 金融援助 Office 才能完成一个工作授权
- 学生每两周按工作时间支付工资
请参阅 学生就业手册 了解更多关于校园工作的信息.
联邦学生贷款
珀金斯贷款 Principal and interest are deferred while student 至少有一半的时间注册. 利率被锁定在5%. 见下文注1 .
联邦补贴斯塔福德贷款 Principal is deferred and interest is paid (subsidized) by 政府ernment while student 至少有一半的时间注册. 利息锁定在4.48%的贷款用于支付 或者在7/1/24之后和6/30/25之前. 见下文注1.
联邦无补贴斯塔福德贷款 当学生至少有一半的时间入学时，校长将被推迟. 利息 当学生在学校的时候. 利息锁定在4.本科生和研究生48% 在7/1/24或之后及6/30/25之前发放的贷款. 见下文注1
联邦本科生家长贷款(PLUS) - Repayment of principal and interest begins immediately after loan is fully disbursed. 利息锁定在9点.在7/1/24或之后及6/30/25之前发放的贷款则为08%. 见下文注1.
| 贷款类型 | 笔记 |
|---|---|
| 联邦直接(斯塔福德)补贴贷款和无补贴贷款 |
Federal Direct Loans are considered self-help aid, as the student must repay the loan 有兴趣地. 联邦政府为补贴贷款支付利息 这个学生至少上了半天课. 学生可获得补贴贷款 with financial need, not to exceed the student's financial need or 年度限额 (见下表). Unsubsidized loans begin accruing interest from the day that they are disbursed. Unsubsidized loans are awarded to students regardless of financial need, not to exceed 年度限额 Detailed information regarding Federal Direct Loans can be found at: 有关利率的资料可浏览以下网页: |
| 家长PLUS贷款 |
的 Federal Direct PLUS Loan Program allows parents of undergraduate students to borrow 不超过学费(减去其他经济资助). 先申请家长PLUS贷款 在2024年7月1日或之后以及2025年7月1日之前支付的 9.08%. In order to apply for a Parent PLUS loan, the student must have a completed FAFSA 存档，父母必须填写一份 PLUS申请，信用检查，和主本票. Detailed information regarding Federal Direct PLUS Loans can be found at: |
| 直接贷款披露 |
年度贷款限额
自费本科生
| 分类 | 基地的数量 (子/到凶手) |
额外的贷款 (到凶手) |
总计 |
|---|---|---|---|
| 大一新生 | $3,500 | $2,000 | $5,500 |
| 二年级学生 | $4,500 | $2,000 | $6,500 |
| 初级 | $5,500 | $2,000 | $7,500 |
| 高级 | $5,500 | $2,000 | $7,500 |
Independent 本科 学生 and 自费本科生 谁的父母不能借PLUS
| 分类 | 基地的数量 (子/到凶手) |
额外的贷款 (到凶手) |
总计 |
|---|---|---|---|
| 大一新生 | $3,500 | $6,000 | $9,500 |
| 二年级学生 | $4,500 | $6,000 | $10,500 |
| 初级 | $5,500 | $7,000 | $12,500 |
| 高级 | $5,500 | $7,000 | $12,500 |
笔记
注1: 令人满意的学业进展 must be maintained by each student in order to maintain eligibility for any financial 援助计划(助学金、勤工俭学、贷款).
Note 2: A student may borrow no more than 年度限额 shown for his/her combined 有补贴和无补贴的斯塔福德贷款.
Note 3: Additional loan amounts may be available to independent students and to student 谁的父母不符合“家长PLUS”贷款计划的资格.
FAFSA是联邦学生援助的免费申请. 威尼斯人app下载的第四章 联邦财政援助申请代码是002654.
**截止日期代表风险日期. 在这些日期之后申请的学生可能会发现他们 are eligible, but may not be awarded certain types of aid due to limited funding.
还款资料
If you have borrowed student loans to assist in financing your education, the Financial 援助办公室鼓励你定期访问 国家学生贷款数据库系统 查看您的贷款历史和贷方信息. 也请花点时间 回顾下面的资源，以帮助计划还款. 你可以 联络我们的办事处 at any time so that we can review your options, and answer any questions you may 关于还款.
联邦学生贷款偿还信息 的 Department of Education's overview of basic loan repayment information
联邦学生贷款偿还指南 A detailed guide explaining federal student loan repayment information, options, 和时间
联邦学生贷款偿还清单 一个方便的工具，让您跟踪贷款偿还过程
偿还贷款估计员 We recommend using this estimator before deciding to take out loans, and during your time as a student, so that you fully understand the implications of each additional 你拿出的贷款. 估算器允许您查看不同的还款计划 每个计划的选择和支付金额
付款困难? This page will guide you as to your options if you are confused about or unable 偿还贷款.
视频:负责任的借贷
视频:还款计划指南
联系财政援助
办公时间: 新办公时间，直至另行通知星期一至星期五上午8时至下午4时
地点: 菲德尔中心二楼. Bear left at the top of the stairs; we are just past 出纳处
邮寄地址:
新墨西哥技术-财政援助
勒罗伊广场801号
Socorro, NM 87801
电话: 575-835-5333
传真: 575-835-6519